Layaway, Financing, and Leasing
Up to six months to pay
Layaways require a deposit of 20% and a matching payment of 20% is required every month for the remaining five months. If a layaway payment is not made every month, the articles will be returned to stock.
Layaways are refundable within 10 days of the original opening date. An in-store credit will be issued after the initial 10 days.
Several options including
No Interest if Paid in Full Within 12 months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. 1
1 The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $480 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 09/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.
The no credit alternative
The no credit way to enjoy it today
Shop now, pay later, all without credit
Early Purchase Options
Reports To Experian Credit for Establishment or repair of new or existing credit score